Take control of your money with clear, honest education

Independent financial education made for Ghana — no advice, no hidden fees, just plain-English explanations of how banking, insurance, and investments actually work.

8+ educational articles 11+ explainer videos Cancel anytime

Why Cediwatch is different

Independent

We're not paid by banks, insurance companies, or fund managers. We work for our readers, not their products. See our partner disclosure.

Built for Ghana

Every article, video, and example uses real Ghanaian banks, real cedi figures, real BoG and SEC rules. No generic content copied from US or UK sites.

Education, not advice

We explain how things work — you decide what to do. No "buy this fund" recommendations, no commissions, no sales pitches. Just clarity.

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All plans include a 1.5% payment processing fee shown clearly at checkout. No hidden charges.

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CediGateway

For serious learners ready to make better financial decisions.

GHS49 /month
Pay-as-you-go, cancel any time.
  • All free educational articles
  • Premium CediGateway-tier articles
  • Risk and scam-awareness deep-dives
  • New content added weekly
  • Email support
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CediGateway

For serious learners ready to make better financial decisions.

GHS470 /year
Just GHS 39.17 per month
Save GHS 118 vs paying monthly
  • All free educational articles
  • Premium CediGateway-tier articles
  • Risk and scam-awareness deep-dives
  • New content added weekly
  • Email support
  • Cancel anytime
  • 2 months free vs monthly billing
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Compare all plans

A side-by-side look at what each plan includes.

Feature FreeGHS 0 CediGatewayFrom GHS 49/mo
Free educational articles
Educational videos in English, Twi, Ga, Ewe, Hausa
Premium CediGateway articles
Risk & scam-awareness deep-dives
Comparison tool — basic
Email support Standard
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What you're paying for — and what you're not

Your subscription pays for the time it takes to research and write honest, accurate financial education in plain English. It pays for fact-checking, for keeping pace with BoG and SEC rule changes, and for the rare commodity of someone who has no financial stake in what you decide to buy.

It does not pay for personalised advice. Cediwatch is education, not advisory. For decisions about your own money, talk to a licensed financial professional.

About Cediwatch Editorial policy Partner disclosure No-advice disclaimer

Common questions

How do I pay?
Card (Visa, Mastercard), Mobile Money (MTN, Telecel, AirtelTigo), or bank transfer — all through Paystack. A small 1.5% payment processing fee is shown clearly at checkout so you see exactly what you'll be charged before confirming.
Can I cancel anytime?
Yes. Cancel from your account page in two clicks and you keep access until the end of the period you've already paid for. No phone calls, no friction. We don't issue refunds for unused time, but you keep what you paid for.
Is Cediwatch giving me financial advice?
No. Cediwatch is financial education, not advice. We explain how products work, what risks they carry, and what to look out for — but we do not recommend specific investments or tell you what to buy. For personal advice tailored to your situation, consult a licensed financial professional. See our full disclaimer.
Do you take money from banks or insurance companies?
No. Cediwatch does not accept payment, commissions, kickbacks, or sponsored content from any financial product provider. We may discuss specific products in our content, but never as paid placement. Full details in our partner disclosure.
What if a product I read about doesn't perform well for me?
We do not endorse, recommend, or vouch for any specific product or provider. Use information from Cediwatch as one input in your own decision-making, alongside your own research and (where appropriate) a licensed advisor's input. We are not liable for outcomes — see our terms of use.
Can my company sponsor group subscriptions for our staff?
Yes. Email partnerships@cediwatch.com for group pricing on 10+ seats.
How often do you publish new content?
We aim for at least one substantive article and one video per week, with additional shorter pieces and explainers throughout the month.

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